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I can understand why both redlining and bluelining exist, insurance companies need to be price competitive and have an ability to make money.

While I don’t support redlining because the criteria has been largely race related, I have to accept that I moved to a coastal community in Florida knowing that climate change is underway and that things are going to get worse. In coastal Florida communities, most of the residents are fairly, to fabulously, affluent and they used their affluence to be close to the water.

We should not mess with insurance companies responding to climate change in order to protect affluent people from their decision to ignore the climate evidence. If we outlaw bluelining, we will be stealing from the less affluent to protect the more affluent.